{"id":499,"date":"2020-03-18T18:26:58","date_gmt":"2020-03-18T18:26:58","guid":{"rendered":"https:\/\/www.asesoriacaesar.com\/?p=499"},"modified":"2020-03-18T18:29:40","modified_gmt":"2020-03-18T18:29:40","slug":"informacion-cuotas-prestamos-hipotecarios-rdl-8-2020","status":"publish","type":"post","link":"https:\/\/www.asesoriacaesar.com\/en\/informacion-cuotas-prestamos-hipotecarios-rdl-8-2020\/","title":{"rendered":"Information on mortgage loans RDL 8\/2020"},"content":{"rendered":"<p>As a result of the current state of emergency motivated by COVID-19, the government has published this Wednesday, March 18, 2020, measures to help pay for loans or credits secured by a real estate mortgage whose debtor is in the alleged cases. of economic vulnerability established in article 9 of the aforementioned royal decree-law, these assumptions being:<\/p>\n<ul>\n<li>That the mortgage debtor becomes unemployed or, in case of being an entrepreneur or professional, suffers a substantial loss of income or a substantial drop in sales.<\/li>\n<li>That the set of income of the members of the family unit does not exceed, in the month prior to the request for the moratorium:\n<ul>\n<li>In general, the limit of three times the monthly Multiple Effects Public Income Indicator (hereinafter IPREM)<\/li>\n<li>This limit will be increased by 0\u00b41 the IPREM for each dependent child in the family unit. The applicable increase per dependent child will be 0.15 times the IPREM for each child in the case of a single-parent family unit.<\/li>\n<li>This limit will be increased by 0\u00b41 times the IPREM for each person over 65 years of age who is a member of the family unit.<\/li>\n<li>Any member of the family unit has a disability greater than 33%, dependent situation, will be 4 times the IPREM, notwithstanding the accumulated increases for each dependent child.<\/li>\n<\/ul>\n<\/li>\n<li>That the mortgage payment, plus basic expenses and supplies, is greater than or equal to 35% of the net income received by all the members of the family unit.<\/li>\n<\/ul>\n<p>The necessary documents to provide are:<\/p>\n<ul>\n<li>Unemployment: certificate issued by the entity that manages benefits, showing the monthly amount received as unemployment benefits or subsidies.<\/li>\n<li>Self-employed workers: certificate issued by the State Agency for Tax Administration or the competent body of the Autonomous Community, where appropriate, based on the declaration of cessation of activity declared by the interested party.<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>As a result of the current state of emergency motivated by COVID-19, the government has published this Wednesday, March 18, 2020, measures to help pay for loans or credits secured by a real estate mortgage whose debtor is in the alleged cases. of economic vulnerability established in article 9 of ...  <a class=\"excerpt-read-more\" href=\"https:\/\/www.asesoriacaesar.com\/en\/informacion-cuotas-prestamos-hipotecarios-rdl-8-2020\/\" title=\"Read Informaci\u00f3n cuotas pr\u00e9stamos hipotecarios RDL 8\/2020\">Read more &raquo;<\/a><\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-499","post","type-post","status-publish","format-standard","hentry","category-novedades"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Informaci\u00f3n cuotas pr\u00e9stamos hipotecarios RDL 8\/2020 - Caesar - Asesores - Abogados<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.asesoriacaesar.com\/en\/informacion-cuotas-prestamos-hipotecarios-rdl-8-2020\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Informaci\u00f3n cuotas pr\u00e9stamos hipotecarios RDL 8\/2020 - Caesar - Asesores - Abogados\" \/>\n<meta property=\"og:description\" content=\"A ra\u00edz de la situaci\u00f3n actual de estado de emergencia motivado por el COVID-19, el gobierno ha publicado este mi\u00e9rcoles 18 de marzo de 2020, unas medidas para ayudar al pago de pr\u00e9stamos o cr\u00e9ditos garantizados con hipoteca inmobiliaria cuyo deudor se encuentre en los supuestos de vulnerabilidad econ\u00f3mica establecidos en el art\u00edculo 9 del... 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